CoverWise exists to answer one question people find stressful and confusing: “How much life insurance do I actually need?”
Our free calculator uses the DIME method — the same Debt, Income, Mortgage, Education framework advisors use — to give you a clear, structured estimate. There’s no login, no sales pitch, and nothing you enter is stored; everything runs privately in your browser.
Alongside the calculator we publish short, jargon-free guides on how much coverage you need, the difference between term and whole life, the types of policies, and what makes premiums go up or down.
An important note
CoverWise provides general educational information only. We are not a licensed insurance agent, broker, or financial advisor, we do not sell insurance, and nothing on this site is personalized insurance or financial advice. Estimates are based on the numbers you enter and cannot account for your full situation. For decisions about a policy, please consult a licensed professional. See our full disclaimer.
Questions or feedback? Visit our contact page.